This year, I fully expect the 'Skins and their team of green eyeshades to find a way to get under their NFL credit card spending limit, make the minimum payment on the balance and go out shopping again.

But, I think we now know the upper end result of this approach. It rhymes with 10 and 6.

As in, that's roughly the record this approach will bring as a result. Sure, you are going to get some good players with your money. Marcus Washington, Springs, Thomas, and Fletcher are proof of that.

But your busts will be expensive as well: Archuleta, Lloyd, and other lesser whiffs add up.

So you will be left in a perpetual state of "not quite good enough." You can say that Snyder has had decent success doing it "his way" through the years. He has been to the playoffs in three of the nine years he's owned the team, and he's advanced to the second round twice.

But the best record he's had in that span is 10-6. And, it needs to be noted, those were really "10-6*" records.

In 1999, the Dolphins sent a JV team to FedEx Field in Week 17 because it didn't matter to them if they won or lost. The 'Skins has just clinched the division the week before in San Francisco. So that's a SOFT 10-6.

Then in 2005, the Redskins had a real scare in Philly in Week 17, with the Eagles well out of things. Needing to win, Andy Reid inexplicably replaced Mike McMahon (who had thrown two touchdowns) with Koy Detmer midway through the game. Detmer was overwhelmed, and the Skins snuck out with an 11-point victory. Another "soft" 10-6 finish.

Naturally, some dopes in the NFL media still don't get it. They will inevitably write that Redskins fans are "lucky" to have an owner willing to spend.

Obviously, these writers are confusing football with say, baseball.

There, indeed, some owners are just squatting on their franchises, content to turn a small profit, or perhaps lose small money as the equity in their teams grows through the years. Unlike baseball, football has a salary cap. But it also has a salary FLOOR, which means even the notoriously penny-pinching teams like Cincinnati and Arizona cannot -- by league accounting rules -- fall out of relative parity with even the Patriots and Cowboys.

'Skins fans are hardly "lucky" that Snyder spends the way he does. We're cursed. Snyder's supposed virtue ("I just want to win!") is actually a vice ("I don't know how to stop myself!")

After nearly a decade of this nonsense, we've seen the upper limits. You can be pretty good, but not at all great spending this way. You might parlay a late hot streak into 10 wins, but you will almost surely never be a dominant 13-3 or 14-2 club unless you get unbelievably lucky one year.

I'm not saying that dead cap money is fatal. A recent article pointed out that the Giants actually led the league last year in that stat -- $18 million -- and it worked out pretty well for them, didn't it?

Of course, the Giants' ability to keep their hand in the fire and endure excruciating pain longer than most would have on their head coach. Continuity in the NFL, is clearly a supreme edge for teams that can get it, and keep it.

Also, look at the rookies who helped get the Giants across the finish line this year: Aaron Ross, Steve Smith, Jay Alford and Ahmad Bradshaw were all huge in December and January.

Winning in the NFL is always going to be a function of total team talent, not just an expensive veneer of it purchased in March, once slick talking agents start working the phones.

Some teams get it. Others are doomed to repeat their mistakes.